Mortgage Interest Deduction in West Virginia
State income tax rate
4.82%
Itemized deductions allowed
✅ Yes
State-Level Mortgage Interest Deduction
West Virginia has a top rate of 4.82% and conforms to federal itemized deductions. Mortgage interest is deductible on state returns.
Combined Federal + West Virginia Savings
If you paid $18,000 in mortgage interest last year and itemize on both returns, your combined tax savings would be approximately:
- Federal (22% bracket): $3,960
- West Virginia (4.82% rate): $868
- Total estimated savings: $4,828
These are estimates based on a 22% federal bracket. Your actual savings depend on your specific tax situation.