Mortgage & Home Equity Guides
Clear, number-driven guides on the tax and cost questions that come up most often for homeowners with a mortgage.
Is a Home Equity Loan Tax Deductible?
The IRS rules changed in 2018. Here's what still qualifies — and how to calculate your actual deduction.
Mortgage Interest Deduction by State
Federal rules set the floor, but state taxes vary widely. Find your state's rules and limits.
Cash-Out Refinance: The Tax Side Nobody Explains
Your new cash isn't taxable income — but what you do with it determines what you can deduct.
Property Taxes and Your Mortgage Escrow, Explained
Why your monthly payment includes taxes, what happens when they go up, and how to check your servicer's math.
How to Remove PMI and Lower Your Monthly Payment
You don't have to wait until you hit 20% equity automatically. There's a faster way.