MortgageCostsGuide

Mortgage Interest Deduction in Missouri

State income tax rate
4.7%
Itemized deductions allowed
✅ Yes

State-Level Mortgage Interest Deduction

Missouri has a top rate of 4.7% and conforms to federal itemized deductions. Mortgage interest deduction applies to state returns.

Combined Federal + Missouri Savings

If you paid $18,000 in mortgage interest last year and itemize on both returns, your combined tax savings would be approximately:

  • Federal (22% bracket): $3,960
  • Missouri (4.7% rate): $846
  • Total estimated savings: $4,806

These are estimates based on a 22% federal bracket. Your actual savings depend on your specific tax situation.

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