MortgageCostsGuide

Mortgage Interest Deduction in Michigan

State income tax rate
4.25%
Itemized deductions allowed
❌ No

State-Level Mortgage Interest Deduction

Michigan has a flat 4.25% income tax and uses its own exemption system — federal itemized deductions do not carry over to the state return. Mortgage interest is not deductible at the Michigan state level.

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