MortgageCostsGuide

Mortgage Interest Deduction in Kansas

State income tax rate
5.58%
Itemized deductions allowed
✅ Yes

State-Level Mortgage Interest Deduction

Kansas has a top rate of 5.58% and conforms to federal itemized deductions. Mortgage interest deduction applies to state returns.

Combined Federal + Kansas Savings

If you paid $18,000 in mortgage interest last year and itemize on both returns, your combined tax savings would be approximately:

  • Federal (22% bracket): $3,960
  • Kansas (5.58% rate): $1,004
  • Total estimated savings: $4,964

These are estimates based on a 22% federal bracket. Your actual savings depend on your specific tax situation.

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