Escrow Payment Calculator
See your full PITI payment — principal, interest, property taxes, and insurance — and check if your servicer's escrow collection is in the right ballpark.
Principal & Interest$2,022.62/mo
Property taxes (escrow)$400.00/mo
Homeowners insurance (escrow)$150.00/mo
Total monthly payment$2,572.62/mo
Servicer cushion check: Under RESPA, your servicer can collect up to $1,100 more than the base escrow as a 2-month buffer. If your escrow collection exceeds $641.67/mo, ask for an escrow analysis.
Servicers may collect up to 2 months of escrow as a cushion buffer (allowed under RESPA). This calculator shows the baseline — your actual collected amount may be up to 2/12 of annual taxes+insurance higher.